Commercial Insurance

Insurance for your Business or Non-Profit

Our professional team analyzes your business and designs an insurance program for you.

Our partnerships bring the most comprehensive coverages to your business at the most reasonable cost.

Our clients have peace of mind that they have the best in the business working for them.

Coverages we offer include:

Property Insurance

Commercial property insurance insures against damage to your buildings and contents due to a covered cause of loss, such as fire or theft. Loss of income or increase in expenses that result from property damage can also be covered.

General Liability

Protect your business against liability claims for bodily injury and property damage resulting from your operations, products or premises. Not matter the size of your business, you shouldn’t go without this coverage.

Automobile

Commercial Auto policies provide liability and physical damage coverage for your vehicles or vehicles rented by your business.

Crime

Protect your business against employee theft, forgery or alteration, computer or funds transfer fraud, money & securities.

Professional Liability/ Errors & Omissions

Protects against liability incurred as a result of your error or omission in performing your professional services.

Cyber & Network Security Liability

If you have a company website, take customer’s financial information or keep your client’s information on file, you likely have a Cyber Liability exposure. We can provide the coverage you need and help you identify potential cyber exposures.

Workers’ Compensation and Employers Liability

Protect your business from being held liable for any injuries sustained while employees – or even 1099 folks – working for you or at your direction. This policy provides coverage for your statutory liability under workers’ compensation laws and can include coverage for medical expenses as well as lost wages.

Umbrella & Excess Liability

Provide your business with coverage when your primary General Liability or Automobile Liability coverage has been exhausted. Many of our Insurance Companies provide high limits of coverage at a reasonable cost.

Special Coverages

• Employment Practices Liability – Covers wrongful acts arising out of the employment process, such as wrongful termination, sexual harassment or discrimination. These policies can also provide third party coverage for claims brought on by non-employees.
• Directors & Officers Liability – Covers claims made against Directors & Officers alleging wrongful acts in their role as management.
• Fiduciary Liability – Protects businesses’ assets against fiduciary related claims of mismanagement of a company’s employee benefit plans.

Check out the many industries we cover at Commercial Insurance Managers Inc:

**This page does not mention all coverages available nor are these summaries a definition of coverage as any coverage provided is subject to the forms and definitions in a policy.**